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"The Greatest"

“I was being transferred to Austin from Katy and had two weeks to find a place to live. We were referred to Dawn by a client of hers who was very enthusiastic as to how Dawn helped her find this wonderful home they had just closed on. We called Dawn and she met with me to show me some homes. She was very friendly, and in the short time frame that i had, we needed to act quickly. I told her what I was looking for and within 2 weeks, the 2nd or 3rd home she showed me was what we were looking for. We now live in a beautiful home in the Canyons of Cardinal Hills. Dawn, you’re the greatest in our book!”

Vince & Lisa Wollney

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First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	What classic 1932 movie scene was filmed between 923 and 935 Vendome Street in the Silver Lake district of Los Angeles?
A	Laurel and Hardy tried to lug a heavy piano up a really long outdoor stairway in "The Music Box."
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Dawn Krantz Private Label Realty, REALTOR®, real estate agent and broker for Austin, Westlake Hills and Lakeway, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Dawn Krantz Private Label Realty
Private Label Realty
6414B Bee Caves Road
Austin, TX 78746
Cell: 512-825-0534
Office: 512-263-3948
Fax: 512-538-0471
dawnkrantz@NUMBER1EXPERT.com
As an experienced and dedicated professional, Dawn brings a level of expertise not found in your average realtor. Be selective in your search - choose Dawn Krantz.

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